College and Education Planning

Education planning is the process of planning for education expenses. We can help provide a good plan that will provide you and your family with a roadmap to meet your education goals.

Click here to schedule your free college and education  planning strategy session.

College Needs Analysis (CNA)

We can provide a College Needs Analysis to figure out the cost of your educational goals and evaluate your ability to pay for that goal.

Tax Benefits

You may qualify for state tax deductions as well as tax-free withdrawals to help pay for education. We can help you take advantage of tremendous tax savings.

529

A 529 plan is a tax-advantaged savings plan designed to help pay for education tax-free. We are here to help you create the plan that is perfect for your needs.

Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.

Coverdell ESA

A Coverdell Education Savings Account is a tax-advantaged savings plan designed to help pay for education from kindergarten through college tax-free. We can help find out if it is right for you. 

Prepaid Tuition 

A Prepaid Tuition is guaranteed to grow at the same rate as college tuition. Obtain the information about this program from us.

Stratos Wealth Partners and LPL Financial do not provide tax and/or legal advice or services.  Please consult your tax and/or legal advisor regarding your specific situation.